Credit Score

[Byng]

quizzle.com (run by the quicken people) is a great place to get your credit report AND score instantly for FREE..no catches. they have lots of financial tips & advice for all kinds of stuff too. they also have paid plans for credit monitoring, repair etc.. just answer no!

my credit is great, dad beat financial responsibilty into our heads from a very young age & i've been lucky with job stability. i bought my house by myself at age 25 & just refinanced down to 2.75%!!

Wow, RavensGrrlrl, I am a Broker in my own Real Estate Company and I have NEVER, outside of a privately financed deal or a very liberal adjustable rate mortgage seen an interest rate on borrowed real estate money at 2.75%, Good for you, that is almost FREE money. You should be very proud of yourself.

[OldBay]

Wow, RavensGrrlrl, I am a Broker in my own Real Estate Company and I have NEVER, outside of a privately financed deal or a very liberal adjustable rate mortgage seen an interest rate on borrowed real estate money at 2.75%, Good for you, that is almost FREE money. You should be very proud of yourself.

A 15 year fixed at 2.75% is about as good as it gets today. I'm a big fan of the 15 year mortgage - especially for a refi.

Congrats RavensGrrlrl!

[Byng]

A 15 year fixed at 2.75% is about as good as it gets today. I'm a big fan of the 15 year mortgage - especially for a refi.

Congrats RavensGrrlrl!

My step-daughter needed a 30 year-fixed to keep her payments to a point where she is comfortable. But I have her paying her mortgage every two weeks rather than monthly and have advised her to make an extra payment whenever she has spare cash.