The talk of the MIAA folding has to be just that talk. I really do not think it would happen because of the difficulty in making schedules, and the general desire to keep long standing rivalries intact.
That said, I think casting aspersions on CHC and Loyola as the spoiled children in this debate is nuts. Those schools, along with MSJ are the only schools in the MIAA who compete in the A conference in every sport. At every level. . . . When some of the other MIAA schools commit to being in the A conference in everything, from Freshman through Varsity then they can start calling the shots.
The problem within the conference comes down to athletic financial aid. Some schools depend on it, some do not. It has more and more in recent years come to bring resentment in the league as schools are percieved to be buying players. The league has not found a way to grapple with this problem. Aid ultimately is called financial aid and no school is going to question another school about the size or type of aid packages that are offered. That is not to say that they do not know what is going on. It leaves a bitter taste in the mouth of some. . . Georgetown Prep's latest dip into the waters is an example. They gave it several years, saw what the game in the MIAA was like and opted to not play anymore. Now there dilemma is one that will be faced by other schools looking to go independent--"Who do we play? and what are we playing for?"
Football in the MIAA may need to revert back to the model of a few years ago. Crown a champions based on the best regular season record. It is a model that worked well, there is after all no shame in being co-champions, and in a league with only 7 members no real need for a playoff/ championship game. Unless they were to expand the league to beyond 9 teams.
In short the loser in the argument over who would be hurt if the MIAA fractured is everyone. The trick should be to expand the league and its offerings.